Should DPF require that sellers take payment as a 'purchase' rather than a 'gift'?
But back on topic, make a decision with each purchase, there is no black and white yes or no.
3.5 Receiving Personal Payments. If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase.
4.6 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions.
I think if the buyer is willing to pay the costs for trackable shipping (if they are international), then payment via PayPal goods is fine.
I just paid£17 for insured, trackable shipping from the UK for 8 or 10 pins. I calculated that with the sales price and figured the total price was fine.
But for shipping from the US, internationally, that cost is pricey. It looks like, from the USPS website here:
https://tools.usps.com/go/TrackConfirmAction!input.action
that these are the 4 methods for trackable shipping:
[TABLE="width: 430"]
[TR]
[TD]Express Mail International®[/TD]
[TD]EC 000 000 000 US[/TD]
[/TR]
[TR]
[TD]Priority Mail International™[/TD]
[TD]CP 000 000 000 US[/TD]
[/TR]
[TR]
[TD]Registered Mail™[/TD]
[TD]RA 000 000 000 US[/TD]
[/TR]
[TR="class: last"]
[TD]Global Express Guaranteed®[/TD]
[TD]82 000 000 00[/TD]
[/TR]
[/TABLE]
All of which are pricey! So, it would depend on the pin that was purchased.
I'm sure we've all paid by gift at one point or another, but requesting gift payments or charging Paypal fees is a violation of Paypal's Terms of Service. That really should be the end of it. But we all know that it won't.
Interesting...I had no idea that taking a 'gift' payment for goods was a violation of Paypal's rules.
As for the surcharge, that would mean you can't charge more for paypal sales vs payment by some other method. ...but a seller can always build total expected costs into the sale prices.
Well... I just have one question...
Does anyone remember "xxxxx"? She was super active and on here all the time. I got royally scr%w*d by her! No pins... no money back.
"Nuff said.
Considering Paypal is an electronic payment method and you are using their service the merchant (seller) should pay all fees involved. If you walk into a market and you use your debit/credit card the store pays a small fee. It's just the cost of doing business. So I strongly believe that the seller should pay the fee under ALL circumstances. Also, if you think about it. You're paying MAX 2.9% + .30 to have money electronically wired to you INSTANTLY. So lets say you send me $100. I'm paying $3.20 so I can have access to $100 instantly. Normally a bank wire/check/money order will take about 2-5 days.
As for the surcharge, that would mean you can't charge more for paypal sales vs payment by some other method. ...but a seller can always build total expected costs into the sale prices.
I deleted my post, but just FYI, the "member" has been banned for life, so I didn't feel I was besmirching anyone's character.But I don't want to cause problems, so it's gone.
They charge 2.9% + a $.30 processing fee. I think a seller eating $3.10 on a $100 sale is pretty fair all around. Just saying... :|random question. Because i am kind of lazy and dont want to nagivate my way through paypal to find the answer...
What % or amount does paypal actually charge for a payment as goods?
From the Sales Forum rules:
"All sales and purchases are at the risk of the individuals involved. Please be certain that you make safe and intelligent secure payment and shipping arrangements. DisneyPinForum.com is not responsible/liable for any pin(s) advertised for sale in this forum, the integrity of that product's representation, any sales that go uncompensated, or the shipment or transport of any items."
Going along with that, it is not up to the forum to regulate how people request payment. It is up to the individual to make sure that they feel comfortable with the way that they pay for the pin. If you don't feel safe sending money as gift, don't do it.
I agree that DPF doesn't currently require payment as a 'purchase', but there is no reason why they can't create that requirement...the issue here is whether they should.
Pretty much, for those of you that are responding "Yes" to this poll, I would like to hear your proposals as to how this would be enforced, and your recommendations on patrolling, enforcing, and reprimanding. We can always take your suggestions under review!
Yes: I have a regular sales thread. I always tell people they can pay as goods or as gift. Some of my regulars pay as gift, because they know and trust me. But my preference is goods. It protects the buyers and helps me track things better. The paypal fee's are not a major concern to me, a fee is a fee. It's still lower than the sales fee's from eBay.
Paying as goods or merchandise protects the buyer. It also sets the payment up for easy shipping because it gives you the option to print shipping label right there. It also makes it easier to track if you need to do a refund.
As to how DPF would regulate that rule... Easy really, a sales thread should already state how payment is expected to be paid, when it should be paid, when refunds would be issued and what prices the items are listed at. No big deal to ensure that it says payment as goods not gift. If finalization of payment via PM shows that the seller insisted on gift instead of goods, that's a problem. But if the buyer chooses to send as gift because they trust the seller, so be it.
A seller should not be insulted that someone wants to pay as goods/merch instead of gift. Why would you be insulted by that? They are not implying your going to steal from them, they are protecting their purchase.
I think the problem I see right now, is how CAN we enforce such a rule? Payments are handled off of DPF, and sometimes not even through paypal. Should we not allow the shipment of cash, or check either, because there's no way to be compensated from that if something goes wrong? It is the responsibility of both the seller AND the buyer the abide by PayPal rules.
For me personally, I usually say in my sale threads that while I prefer payment of gift, payment of goods is accepted with the 3% fee to be paid by the buyer. Sometimes, I'm even nice enough to do the math for them in both gift and goods for the total cost. Sometimes.... But it all falls back to your reputation within the community, and if you expect repeat business, you have to make sure you're taking care of your clients.
Pretty much, for those of you that are responding "Yes" to this poll, I would like to hear your proposals as to how this would be enforced, and your recommendations on patrolling, enforcing, and reprimanding. We can always take your suggestions under review!
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